• AAA sovereign debt credit rating
  • Recognized and renowned as a center for international financial services
  • Regulatory environment based on European Directives and governed by the Commissariat aux Insurances (CAA) and Commission de Surveillance du Secteur Financier (CSSF)
  • Strong policyholder protection through legislative provisions requiring client assets to be held in segregated accounts at an independent custodian bank


  • Broad-based and sophisticated finance industry
  • Global center for insurance
  • Robust and flexible regulatory environment supervised by the Guernsey Financial Services Commission (GFSC)
  • Strong policyholder protection through the Protected Cell regime


  • Licensed and regulated by the Bermuda Monetary Authority (BMA)
  • Leading international financial center promoting stability and flexibility in the market
  • Strong regulatory and legal system based on English Common Law
  • Robust policy protection through the Segregated Account Legislation
Lombard International has formed two Bermuda subsidiaries to offer private placement solutions to the global high net worth market. Both companies offer certain insurance products that are designed to comply with U.S. tax laws and regulations.

United States

  • Leading financial center providing a wealth of investment opportunities 
  • Mature and well-defined insurance regulations
  • Regulatory environment: the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), and the Internal Revenue Service (IRS)
  • Stringent investor and policyholder protection through the use of Separate Account structures

The content of this website is intended solely to provide general guidance to the reader of these pages on the services offered by Lombard International Life Assurance Company and Lombard International Assurance S.A. The information contained within these pages is not intended as an offer to sell or solicitation for the purchase or sale of any life assurance product. Neither is the information intended to constitute any form of legal, fiscal or investment advice or recommendation and it should therefore be used only in conjunction with appropriate professional advice obtained from a suitable qualified professional source.

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